The TD US Dollar Visa Card is a US denominated credit card preferred by many cardholders It is very convenient for Canadians who travel to the US often, whether on business or pleasure. The interest rates on purchases and cash advances are 19.99 percent and 21.5 percent respectively, which corresponds to the average interest rate on other credit cards, while the annual fee is set at $39 USD. In general, it is very convenient to charge purchases in US dollars. Not only will you no longer have to worry about exchange rates you will not receive unpleasant surprises when you get your monthly credit card statement. It is very easy to apply for this card online in only takes several minutes to fill out an online application. When you receive your statement, it will show the exact cost of the items you have purchased.

The US Dollar Visa by TD features a number of excellent advantages, such as car crash or loss insurance, common carrier travel accident insurance for you and your family, and delayed and lost luggage insurance. The U.S. dollar credit card in Vancouver also comes with emergency travel assistance services, purchase security and extended warranty protection for almost all items charged to your card, and trip interruption insurance.

The TD US dollar Visa comes with additional optional benefits and features, including free-of-charge authorized user cards, medical insurance while traveling, as well as personal banking services.

As with all US dollar cards in Ontario , the annual fees and rates are liable and subject to change. This and more can be found in your favorite fine print. If you buy a product in a currency other than U.S. Dollars, it will be converted on the card statement, and you will have to pay a currency conversion charge, which is rather high.

The products of Toronto Dominion may be popular, but you have other options as well! The Cash Back Gold Platinum MasterCard is another option you may want to consider. It offers up to 2 percent cash back on net purchases, cash rewards balances that can be redeemed anywhere and any time, the option to add another user for free, and more. The Bank of Motreal’s US Dollar MasterCard offers extended warranty, purchase protection, cash advances at a wide variety of locations, and an annual fee of just $25 USD. The card is also featured with an annual interest rate of 19.5 percent, a minimum credit limit of $500, and cash advances of up to one thousand US dollars. You need good credit to apply.

The RBC U.S. Dollar VISA Card is yet another option. To be approved, you need to have an excellent credit history. The interest rate is 19.99 percent on purchases and the same on cash advances and balance transfers. The annual fee is $65 USD and $30 USD if you want to get an extra card or cards. The minimum credit limit with this card is $1,000.